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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$360,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
5 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Return of Premium
|
Included
|
Included
|
Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Return of Premium
|
Included
|
|
Monthly Premium
|
$ 0.00
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$33.60
$34.50
$36.00
$36.60
$37.80
$39.30
$41.70
$42.60
$45.60
$47.10
$49.50
$51.60
$54.60
$56.10
$58.50
$61.50
$63.90
$66.60
$70.80
$74.40
$77.40
$80.40
$85.50
$89.70
$95.40
$101.10
$106.20
$112.50
$119.70
$130.20
$138.90
$149.70
$168.60
$184.80
$205.20
$225.90
$249.30
$272.10
$300.90
$333.00
$368.10
$405.00
$487.50
$533.70
$582.90
$638.70
$699.60
$766.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Return of Premium
|
Included
|
|
Monthly Premium
|
$ 0.00
$64.80
$64.80
$64.80
$64.80
$64.80
$64.80
$64.80
$64.80
$64.80
$64.80
$64.80
$64.80
$64.80
$64.80
$64.80
$67.20
$69.00
$72.00
$73.20
$75.60
$78.60
$83.40
$85.20
$91.20
$94.20
$99.00
$103.20
$109.20
$112.20
$117.00
$123.00
$127.80
$133.20
$141.60
$148.80
$154.80
$160.80
$171.00
$179.40
$190.80
$202.20
$212.40
$225.00
$239.40
$260.40
$277.80
$299.40
$337.20
$369.60
$410.40
$451.80
$498.60
$544.20
$601.80
$666.00
$736.20
$810.00
$975.00
$1,067.40
$1,165.80
$1,277.40
$1,399.20
$1,532.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$360,000
|
|
Benefit Duration
|
5 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Return of Premium
|
Included
|
|
Monthly Premium
|
$ 0.00
$81.60
$81.60
$81.60
$81.60
$81.60
$81.60
$81.60
$81.60
$81.60
$81.60
$81.60
$81.60
$81.60
$82.20
$82.20
$86.40
$86.40
$91.80
$94.20
$97.80
$102.60
$105.60
$110.40
$114.60
$119.40
$125.40
$131.40
$138.60
$142.80
$150.00
$156.00
$163.20
$171.00
$178.80
$186.60
$195.60
$205.80
$214.20
$228.00
$239.40
$253.80
$268.80
$282.60
$304.20
$327.00
$348.60
$373.20
$420.00
$464.40
$511.80
$564.60
$621.60
$678.60
$751.20
$826.80
$914.40
$1,006.80
$1,207.20
$1,323.60
$1,447.80
$1,585.80
$1,731.60
$1,894.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov